Introducing ADS’s CDD & EDD Solution for UAE AML Compliance

From KYC and Screening to Risk Assessment and EDD

Customer Due Diligence (CDD) is an essential part of AML compliance, but it is often managed through separate forms, screening platforms, spreadsheets, and reports.

To simplify this process, ADS has introduced an integrated CDD/EDD solution that brings the key stages of customer due diligence into one structured workflow.

It guides Compliance Officers through KYC, customer screening, risk assessment, risk classification, and Enhanced Due Diligence (EDD) where required, with built-in AML guidance and training support.

This is the first solution from ADS designed to combine the complete CDD/EDD process with practical AML guidance and training support.

The CDD/EDD Process

KYC → Screening → Customer Risk Assessment → Risk Classification → EDD Where Required → CDD/EDD Report → Ongoing Monitoring

1. KYC 

The process begins with collecting and recording the customer's relevant information, including identity, ownership, business activity, and purpose of the relationship.

Accurate information is important because it forms the basis for screening and risk assessment

2. Customer Screening.

The solution supports screening for:

● Sanctions

● Politically Exposed Persons (PEPs)

● High-risk jurisdictions

● Adverse media

This helps identify potential risk indicators before completing the Customer Risk Assessment.

3. AI-Assisted Adverse Media Analysis 

The solution includes AI-assisted adverse media analysis to help review potentially relevant media findings andprovide additional context.  

The AI supports the Compliance Officer's assessment but does not replace human judgment. 

4. Customer Risk Assessment

Following screening, the Compliance Officer can perform the Customer Risk Assessment across five key areas:

● Customer Risk

● Geographical Risk

● Product & Service Risk

● Delivery Channel Risk

● Transaction Risk 

The assessment uses the customer's KYC information, screening results, supporting documents, and business information to determine the overall risk.

5. Risk Classification & EDD

Once the CRA is completed, the customer is classified according to the business's risk methodology.

Where higher risk is identified, the Compliance Officer can proceed with Enhanced Due Diligence (EDD) and apply additional measures appropriate to the identified risk, such as enhanced verification, source of funds/source of wealth checks, or enhanced ongoing monitoring.

The tool supports this process while leaving the final compliance decision with the Compliance Officer.

6. CDD/EDD Reporting 

The solution brings the information together into a structured report containing relevant KYC details, screening results, risk assessment, risk classification, and EDD information where applicable.

This provides a consolidated record of the customer's due diligence process.

What Makes the ADS Solution Different? 

Traditional CDD can require Compliance Officers to work across multiple tools and documents.

ADS brings KYC, sanctions and PEP screening, high-risk jurisdiction checks, AI-assisted adverse media analysis, Customer Risk Assessment, EDD support, and reporting into one connected workflow.

The solution also includes AML guidance and training support, helping Compliance Officers understand what to check and how each stage contributes to the overall customer risk assessment.

A Complete Customer Due Diligence Journey

KYC → Screening → AI-Assisted Adverse Media Analysis → CRA → Risk Classification → EDD Where Required → CDD/EDD Report → Ongoing Monitoring 

By bringing these stages together, the ADS CDD/EDD solution is designed to make customer due diligence more structured, practical, and easier to manage.

One Customer. One Workflow. Complete CDD & EDD. 

 Discover the ADS CDD/EDD Solution and simplify your customer due diligence process.